Debtors notes NYT crossword answer is:
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A debtors note is a financial instrument that is used to record a borrower's promise to repay a loan. It is typically used in commercial transactions and is a legally binding document that outlines the terms of the loan, including the amount borrowed, the interest rate, and the repayment schedule. The New York Times crossword clue for July 24, 2023, is "Debtors notes," which is a reference to this type of financial instrument.