"Need to pay" NYT crossword answer is:
OWE (3 letters length)The answer for "Need to pay" crossword clue is listed above to help you solve the puzzle you are currently working on.
The answer to the New York Times crossword clue for October 3, 2023 is "owe." This clue is referring to the need to pay a debt or obligation that one has incurred. This could be a financial debt, such as a loan or credit card bill, or a more abstract debt, such as an apology or a favor. Regardless, the clue is suggesting that the answer to the puzzle is "owe," indicating that the person needs to pay something.