"24-hr. banking conveniences" NYT crossword answer is:ATMS (4 letters length)
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24-hr. banking conveniences have become increasingly popular in recent years, as they provide customers with the convenience of being able to access their accounts and conduct financial transactions at any time of the day or night. This has been made possible by the introduction of online banking platforms and mobile banking apps, which allow customers to access their accounts and conduct transactions from anywhere with an internet connection. This has been a major boon for customers, as it eliminates the need to wait in line at a bank branch or wait for the bank to open during regular business hours.